Umbrella policies provide additional coverage and extend limits of insurance in the case that your primary personal policy limits are exhausted. In a major bodily injury or property damage liability occurrence your primary Auto, Motorcycle and RV policy limits might not be enough to cover the damages. If you were involved in a multi-car accident and your liability costs exceed the limits on your car insurance having these additional Umbrella limits protects your family financially.
Who should you purchase Umbrella Insurance?
You put your family’s assets at risk if you should you be sued and the legal costs of the lawsuit greatly exceed the liability coverage defined by your homeowner’s policy. If you are responsible, legal fees can be exhaustive in today’s litigious environment. Umbrella Insurance is typically purchased at a low cost to you, but will provide coverage for extra liability costs in the future. Contact Trevor Hickman today at (386) 752-0006 for more information on umbrella policies and get a free quote!