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For many Americans, their home is their largest investment. But, according to the Insurance Information Institute’s ( I.I.I.) annual Pulse Survey, understanding some key aspects of homeowners insurance remains a challenge.

In PulsePoints: Home and Auto Insurance, we present findings from a survey of more than 1,000 adults in the United States. We asked homeowners specific questions about their insurance and the protective measures they took to prepare for a catastrophe. In this poll, we also surveyed Americans’ sentiments about emerging technologies that could affect their insurance needs and pricing (e.g., telematics devices and self-driving cars).

Answers reveal a wide range of results that point to some interesting (and sometimes surprising) facts and trends, including: that insurers can improve how they engage consumers in helping them to better understand the details of their insurance policies; and that many Americans are quite accepting of emerging, even disruptive, technologies.

Please click on the file name below to view the white paper in PDF format. You will need Adobe Acrobat Reader to view the file.

Download pulse-wp-112415-8-final.pdf

courtesy of iii.org

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