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Posts in the ‘Insurance’ Category

Home-Based Business & Insurance

Courtesy of iii.orgWhether you’re running a part-time, seasonal or full-time business from your home, you’ll want to carefully consider your risks and insurance needs. Starting a business—even at home—can be a challenging venture, and having the right insurance can provide a financial safety net and peace of mind. Your insurance choices should, in part, be more »

If You Need to a Locate Life Insurance Policy

Courtesy of Locating life insurance documents for a deceased relative can be a daunting task—for one thing, as of this moment there are no national databases of all life insurance policies. However, with a little sleuthing, you can successfully navigate the paper trail. Here are some strategies to help simplify your search. 1. Look more »

Family & Business Liability Insurance-Need to Know

Courtesy of One might think that family-owned and operated businesses would be relatively immune from employee lawsuits, but that’s not the case according to a recent Gen Re article. The reasons family-owned businesses get sued include: most family owned businesses employ at least one non-relative; the non-relative is likely to be first to be more »

Do You Have Adequate How Much Homeowners Insurance?

Courtesy of If disaster strikes, you’ll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you’re unable to live in your home and to protect your financial assets in the event of liability to others. Use these guidelines to help determine the coverage more »

No-Fault Insurance Reviewed in Florida for 2018

Courtesy of The Florida Legislature is again looking at ending no-fault auto insurance in Florida. Sound familiar? Tweaking no-fault (also known as personal injury protection – PIP) is a frequent topic for legislative debate. You may recall a fix to fight no-fault fraud came in 2012. Regulators issued a report in 2015 that said more »

The Holidays & Automobile Theft

Courtesy of The FBI includes the theft or attempted theft of automobiles, trucks, buses, motorcycles, scooters, snowmobiles and other vehicles in its definition of motor vehicle theft. About $5.9 billion was lost to motor vehicle theft in 2016. The average dollar loss per theft was $7,680. Motor vehicles were stolen at a rate of more »

What is Umbrella Liability Insurance?

Courtesy of Your standard auto insurance or homeowners insurance will provide you with some liability coverage. If you are sued, those policies will pay up to your policy limits for legal judgments against you, as well as the related attorney’s fees. However, in our litigious society when a lawsuit settlement could very well wipe more »

Travel Insurance Tips

Courtesy of Before leaving on vacation, make sure you have adequate insurance. Vacations can sometimes cost thousands of dollars, so it is important to have the proper insurance protection in case the cruise or tour operator goes bankrupt or you need to cancel the trip due to illness or other unforeseen events. There are more »

Drunk Driving Facts

Courtesy of Alcohol is a major factor in traffic accidents. Based on data from the U.S. Department of Transportation, National Highway Traffic Safety Administration (NHTSA), there was an alcohol-impaired traffic fatality every 51 minutes in 2015. Alcohol-impaired crashes are those that involve at least one driver or a motorcycle operator with a blood alcohol more »

FEMA and Insurance Questions

Courtesy of For those who do not have the right insurance, or who need help beyond their coverage, government programs can sometimes step in to help with post-disaster recovery. Here is a round-up of the most frequently asked questions about the disaster assistance offered by FEMA. Q. How do I apply for FEMA disaster more »

Trevor Hickman Insurance in Lake City

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