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Posts in the ‘Home Insurance’ Category

Security and Fire Alarm Systems at Home

When was the last time you tested your home’s fire alarm? If you can’t remember, then it’s time to do it. Put your fire alarms to the test today. Please? This is Fire Prevention Week.  And, it’s one of those times when you really need to take action. It’s great if you have fire alarms more »

October Ranks Highest for Hurricanes

October in Florida means fall has officially arrived, according to the calendar. But not according to the temperature. There is no frost on the pumpkin. (It’s dew from the high humidity.) Many people think that when the summer is over, it takes hurricane season with it. Nope. The National Hurricane Center says that peak hurricane more »

New Money Saving Apps

The I.I.I. Toolkit is a handy, free app suite that puts everything you need to plan, prepare, respond, and restore in the palm of your hand. The I.I.I. Toolkit features these three indispensable apps: Know Your Plan™ Mobile App Know Your Plan™ is the award-winning app that helps you, your family, and even your pets more »

Why a Below-Normal Hurricane Forecast Could Be Misleading

Why a Below-Normal Hurricane Forecast Could Be Misleading Forecasters with NOAA’s Climate Prediction Center now say the chances of a below-normal Atlantic hurricane season have increased to 70 percent, up from 50 percent in May. In its updated outlook, NOAA said overall atmospheric and oceanic conditions that are not favorable for storm development will persist more »

Preparing an Effective Evacuation Plan

Preparing an Effective Evacuation Plan In the event of a sudden emergency such as a hurricane, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good. Are you prepared? Where would you go? What would you take with you? With preparation and practice, you more »

Wildfires and Safety

Wildfires and Safety Fire plays an important role in the life of a forest, clearing away dead wood and undergrowth to make way for younger trees. But for much of the last century, fire-suppression policies have sought to extinguish wildfires as quickly as possible to preserve timber and real estate. This approach has led to more »

Lightning Safety Awareness Week

Lightning Coverage and Safety Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or business. There is also coverage for lightning damage under the comprehensive portion of more »

Swimming Pool Safety

Swimming Pool Safety Whether you have a luxury in-ground pool, or plan to blow up an inflatable kiddie pool, it is important to consider the safety implications.  There are an estimated 7.4 million swimming pools and five million hot tubs in residential or public use in the United States, according to the Centers for Disease more »

Cancel, Non-renewal have different meanings for insurance

Cancel, Non-renewal have different meanings for insurance Are you amongst the many Floridians who have recieved a letter from your insurance company saying it wouldn’t be renewing your covererage? If so, your first thought may be that the company has “canceled” your insurance. But there is a difference between cancelation and non-renewal. Nonrenewal of an more »

What Is Covered by a Standard Homeowners Policy?

 What Is Covered by a Standard Homeowners Policy? A standard homeowners insurance policy includes four essential types of coverage. They include:     Coverage for the structure of your home.     Coverage for your personal belongings.     Liability protection.     Additional living expenses in the event you are temporarily unable to live in your home because more »

Trevor Hickman Insurance in Lake City

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