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Posts in the ‘Flood Insurance’ Category

FLood Insurance Changes April 1

Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program – NFIP (888-379-9531) and from a few private insurers. The NFIP provides coverage for up to $250,000 for the structure of the home and $100,000 for more »

Majority of Homes Not Flood Insured

Courtesy of http://www.iii.org/fact-statistic/flood-insurance A full moon and high winds caused significant tidal flooding during last weekend’s east coast blizzard. Flood damage is excluded under standard homeowners and renters insurance policies. However, flood coverage is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) and from a few private more »

Flood Insurance Developments

Flooding is the most common and costly natural disaster in the United States, causing an average of $50 billion in economic losses each year. Most U.S. natural disasters declared by the president involve flooding. There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. Coverage is more »

What is Flood Insurance?

Flood damage is excluded under standard homeowners and renters insurance policies. However, flood coverage is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) and from a few private insurers. Congress created the NFIP in 1968 in response to the rising cost of taxpayer-funded disaster relief for flood more »

Tips for Flood Preparation

Protecting You and Your Family Watches / warnings: Flood watches are issued when rain is heavy enough to cause rivers to overflow. Flood warnings describe the severity of the situation and indicate when and where the flood will begin. Flash flood watches are issued when heavy rain is occurring or is expected to occur. Flash more »

Storm Surge Reduction

Hurricane Season 2014 chalks up another storm-free year for the history books. Nine in a row. How lucky can we get! The unspoken question: How lucky can we stay? With that in mind, there is a new map you should look at to learn about the risk Floridians face from storm surge. Flooding is the more »

Hurricane Season is Not Over

October in Florida means fall has officially arrived, according to the calendar. But not according to the temperature. There is no frost on the pumpkin. (It’s dew from the high humidity.) Many people think that when the summer is over, it takes hurricane season with it. Nope. The National Hurricane Center says that peak hurricane more »

Just In Time for Peak Hurricane Season, Five Tips on How to Have the Right Type and Amount of Insurance Coverage

In Time for Peak Hurricane Season, Five Tips on How to Have the Right Type and Amount of Insurance Coverage Before peak hurricane season take the time to review your homeowners or renters insurance policy and make sure you have the right amount and type of coverage, recommends the Insurance Information Institute. “The time to more »

Preparedness Strategies For Hurricane Season

Preparedness Strategies For Hurricane Season Forecasters from Colorado State University (CSU) predict a mild 2014 Atlantic hurricane season, but those who live in hurricane prone areas of the country should not assume they will not be hit by a storm, say the Insurance Information Institute (I.I.I.) and the Institute for Business & Home Safety (IBHS).  more »

When It Floods, Is The Damage Covered

Water, Water Everywhere…But When It Floods, Is The Damage Covered By Your Insurance? Just when you stopped worrying that another Polar Vortex would bring more severe cold, snow and ice, rising spring temperatures pose another risk: water damage—caused by ice dams, ice jams and flooding, according to Insurance Information Institute (I.I.I.) Water can be extraordinarily more »

Trevor Hickman Insurance in Lake City

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