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Posts in the ‘Flood Insurance’ Category

Floods & Cleaning Up Tips

Courtesy of iii.org Cleaning up after a flood can pose health risks. You and your family should wait to re-enter your home until professionals tell you it is safe, with no structural, electrical or other hazards. Before you start cleanup activities, contact your insurance company and take pictures of the home and your belongings. Remember, more »

Irma FAQ for Insurance Claims

Courtesy of iii.org In the aftermath of Hurricane Harvey and Hurricane Irma, policyholders may have questions about how insurance works following a natural disaster. Here are some answers to many of these common questions. Q. Are flood losses covered under my homeowners insurance policy? A. Standard homeowners and renters insurance policies do not cover flood more »

FLood Insurance Changes April 1

Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program – NFIP (888-379-9531) and from a few private insurers. The NFIP provides coverage for up to $250,000 for the structure of the home and $100,000 for more »

Majority of Homes Not Flood Insured

Courtesy of http://www.iii.org/fact-statistic/flood-insurance A full moon and high winds caused significant tidal flooding during last weekend’s east coast blizzard. Flood damage is excluded under standard homeowners and renters insurance policies. However, flood coverage is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) and from a few private more »

Flood Insurance Developments

Flooding is the most common and costly natural disaster in the United States, causing an average of $50 billion in economic losses each year. Most U.S. natural disasters declared by the president involve flooding. There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. Coverage is more »

What is Flood Insurance?

Flood damage is excluded under standard homeowners and renters insurance policies. However, flood coverage is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) and from a few private insurers. Congress created the NFIP in 1968 in response to the rising cost of taxpayer-funded disaster relief for flood more »

Tips for Flood Preparation

Protecting You and Your Family Watches / warnings: Flood watches are issued when rain is heavy enough to cause rivers to overflow. Flood warnings describe the severity of the situation and indicate when and where the flood will begin. Flash flood watches are issued when heavy rain is occurring or is expected to occur. Flash more »

Storm Surge Reduction

Hurricane Season 2014 chalks up another storm-free year for the history books. Nine in a row. How lucky can we get! The unspoken question: How lucky can we stay? With that in mind, there is a new map you should look at to learn about the risk Floridians face from storm surge. Flooding is the more »

Hurricane Season is Not Over

October in Florida means fall has officially arrived, according to the calendar. But not according to the temperature. There is no frost on the pumpkin. (It’s dew from the high humidity.) Many people think that when the summer is over, it takes hurricane season with it. Nope. The National Hurricane Center says that peak hurricane more »

Just In Time for Peak Hurricane Season, Five Tips on How to Have the Right Type and Amount of Insurance Coverage

In Time for Peak Hurricane Season, Five Tips on How to Have the Right Type and Amount of Insurance Coverage Before peak hurricane season take the time to review your homeowners or renters insurance policy and make sure you have the right amount and type of coverage, recommends the Insurance Information Institute. “The time to more »

Trevor Hickman Insurance in Lake City

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