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Posts in the ‘Featured’ Category

The High Cost of Fraud

Courtesy of iii.org The cost of insurance fraud is a cost all policyholders wind up paying. Consider that fraud adds about $34 billion each year to the property/casualty insurance sector’s incurred losses in the U.S. That equates to about 10 percent of the cost of insurance. The victims of this fraud are…..everyone. Florida CFO Jeff more »

How to FInd a Lost Life Insurance Policy

Courtesy of iii.org Locating life insurance documents for a deceased relative can be a daunting task—for one thing, as of this moment there are no national databases of all life insurance policies. However, with a little sleuthing, you can successfully navigate the paper trail. Here are some strategies to help simplify your search: 1. Look more »

High Satisfaction Rating for Homeowners Insurance

Courtesy of iii.org About one of every 15 U.S. homeowners insurance policyholders files a claim each year and these claimants are now giving insurers their highest ever satisfaction ratings, according to the Insurance Information Institute (I.I.I.). The J.D. Power 2017 U.S. Property Claims Satisfaction Study gives U.S. home insurers a record score of 859 (on more »

A Career in Insurance

Courtesy of iii.org There are more than a half-million professionals employed within the U.S. property/casualty insurance market. And, if you ask many of them how they got into the industry, most will call it a lucky break. My such stroke of luck occurred decades ago. I was working for a real estate developer, the housing more »

Distracted Driving On The Rise, Continued

Courtesy of iii.org BACKGROUND Cellphones play an integral role in our society. However, the convenience they offer must be judged against the hazards they pose. Their use contributes to the problem of inattentive driving, which also includes talking, eating, putting on make up and attending to children. As many as 40 countries may restrict or more »

Flood Insurance & Natural Disasters

Courtesy of iii.org. Homeowners and businesses in California’s Butte, Sutter and Yuba counties who have flood insurance will be covered if the Lake Oroville Dam’s auxiliary spillway fails, according to the Insurance Information Institute (I.I.I.). Revised forecasts call for about 10 inches of rain heading to the area according to the LA Times. Roughly 50,047 more »

FAQ Wildfires Part 2

PART2 Courtesy of iii.org. Condo Insurance Q. There is damage to my kitchen cabinets and my clothes as well as the roof and elevator of the building. Just who is responsible? A. Usually, your own condominium insurance policy provides coverage for your personal possessions, structural improvements to your apartment and additional living expenses. There is more »

FAQ Wildfires Part 1

Courtesy of iii.org. After a wildfire, people may have questions about their insurance coverage. The Insurance Information Institute offers answers to some of these basic questions. Homeowners Coverage Q. If my house burns down, will my insurance company pay to have it rebuilt? A. The typical homeowners policy covers damage due to wind, fire and more »

Tornado Statistics

Courtesy of iii.org A tornado is a violently rotating column of air that extends from a thunderstorm and comes into contact with the ground, according to the National Oceanic and Atmospheric Administration (NOAA). In an average year about 1,000 tornadoes are reported nationwide, according to NOAA. Tornado intensity is measured by the enhanced Fujita (EF) more »

Florida’s Worst Cities for Pedestrian Safety

Courtesy of iii.org Walking is definitely good for your health. But it may be dangerous to your life in busy cities, particularly in Florida. A study by Smart Growth America ranked eight Florida metros in the top 10 after analyzing pedestrian deaths over a 10-year period. The group created a Pedestrian Danger Index to compare more »

Trevor Hickman Insurance in Lake City

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