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Posts in the ‘Featured’ Category

Stay Safe on the Highway

Courtesy of The cost and crashworthiness of vehicles as well as drivers’ safety habits affect the cost of auto insurance. Out of concern for public safety and to help reduce the cost of crashes, insurers support safe driving initiatives. The insurance industry is a major supporter of anti-drunk driving and seatbelt usage campaigns. Lives more »

Hurricane Relief by Insurance Industry

Courtesy of In addition to settling insurance claims the insurance industry is also strongly committed to raising charitable funds for victims of Hurricane Harvey. The Insurance Industry Charitable Foundation (IICF), a nonprofit organization that unites the insurance industry in helping communities and enriching lives through grants, volunteer service and leadership, has established a Hurricane more »

What’s Next-After the Hurricane-Guidelines-Part 2

Courtesy of Other factors Compliance with current building codes: Building codes require structures to be built to certain minimum standards. In areas likely to be hit by hurricanes, for example, buildings must be able to withstand high winds. If your home was damaged and it was not in compliance with current local building codes, more »

After the Storm-Insurance Guidelines-Part 1

Courtesy of What you need to know about how to file a claim how the claim process works what’s covered and what’s not First Steps Contact your agent or company immediately. Find out: Whether the damage is covered under the terms of your policy how long you have to file a claim whether your more »

Back to School & Insurance

Courtesy of With burglaries constituting approximately 50 percent of all on-campus crimes, according to the National Center for Education Statistics, it is more important than ever that college students and their parents review their insurance coverage. For students who live in a dorm, most personal possessions are covered under their parents’ homeowners or renters more »

Flood Preparation

Courtesy of Watches/warnings: Flood watches are issued when rain is heavy enough to cause rivers to overflow. Flood warnings describe the severity of the situation and indicate when and where the flood will begin. Flash flood watches are issued when heavy rain is occurring or is expected to occur. Flash flood warnings are issued more »

Hurricanes and Deductibles

Courtesy of This should NOT be a surprise: Your home insurance policy has a separate deductible for hurricane damage. It should be common knowledge because it’s been in Florida statutes on insurance contracts at least since 1997. Yet, when the next hurricane hits, there will be some people shocked to find this out when more »

Saving Money on Auto Insurance

Courtesy of Before You Buy a Car, Compare Insurance Costs Higher Deductibles Could Mean Lower Premiums Reduce Coverage on Older Cars Buy Your Homeowners and Auto Insurance from the Same Company Maintain a Good Credit History Take Advantage of Low Mileage Discounts Ask About Group Insurance Seek Out Other Discounts

Do You Need Boating Insurance?

Insurance can provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10 percent of the home’s insured value and generally includes the more »

Help on Protecting Your Business From Bad Weather Effects

Courtesy of With predictions of an above-average hurricane season issued by Colorado State University this week, businesses need to take measures to prepare and increase their chance of surviving, according to the Insurance Information Institute (I.I.I.). Forty percent of businesses do not reopen after a disaster and another 25 percent fail within one year, more »

Trevor Hickman Insurance in Lake City

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