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Posts in the ‘Auto Insurance’ Category

Distracted Driver Facts

Courtesy of iii.org Activities that take drivers’ attention off the road, including talking or texting on mobile devices, eating, conversing with passengers and other distractions, are a major safety threat. In 2014, 3,179 people died in distraction-affected crashes, based on National Highway Traffic Safety Administration (NHTSA) criteria. The number of state legislatures passing measures that more »

Car Insurance Premiums & You

Courtesy of http://www.iii.org/article/what-determines-price-my-auto-insurance-policy The average yearly auto insurance premium is around $800, but there is wide variation around this average. Many factors can affect your premium, and they all help determine how likely you are to have an accident. Perhaps surprisingly, many of them do a better job than just your driving record. Not all more »

What Do I need to Know About rental Cars

Many drivers don’t think about their insurance coverage until after they have an accident and call their insurance company to file a claim to help pay for car repairs, a rental car and other expenses. Unfortunately, many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost of more »

Are You Covered Test Driving a Car?

Be extra careful whenever you test drive a new or used car. If you’re not working with a reputable car dealer, driving that car could be costly if you have a car crash. Your automobile insurance policy covers many things, but it doesn’t cover you when you take a test drive. The dealer has a more »

Learn How Your Auto Insurance is Calculated

The average yearly auto insurance premium is almost $800, but there is wide variation around this average. Many factors can affect your premium, and they all help determine how likely you are to have an accident. Perhaps surprisingly, many of them do a better job than just your driving record. Not all companies use all more »

Car Rental This Summer & Insurance

If renting a car is part of your summer vacation plans, the good news is you have a lot of options, according to the Insurance Information Institute (I.I.I). “You can now rent a car by the week, day or hour, from almost any location, or even sign up for a car-sharing service for a quick more »

Self Driving Cars and Insurance Impacts

Some aspects of insurance will be impacted as autonomous cars become the norm. There will still be a need for liability coverage, but over time the coverage could change, as suggested by the 2014 RAND study on autonomous vehicles, as manufacturers and suppliers and possibly even municipalities are called upon to take responsibility for what more »

Self Driving Cars Part II

Self-driving cars are definitely on the way, but it may be some time before we are all being conveyed by fully automated vehicles. Most accidents are caused by human error so if this factor can be minimized by taking control of the moving vehicle away from the driver, the accident rate should tumble. Data from more »

Coming Soon-Self Driving Cars

Each new generation of cars is equipped with more automated features and crash avoidance technology. Indeed, many of today’s high-end cars and some mid-priced ones already have options, such as blind-spot monitoring, forward-collision warnings and lane-departure warnings. These will be the components of tomorrow’s fully automated vehicles. At least one car manufacturer has promised to more »

Best Auto Insurance Claim Tips

Learn some great tips on filing an auto insurance claim:

Trevor Hickman Insurance in Lake City

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