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Blog - Page 2 of 27 - Trevor Hickman Insurance

No-Fault Insurance Reviewed in Florida for 2018

Courtesy of The Florida Legislature is again looking at ending no-fault auto insurance in Florida. Sound familiar? Tweaking no-fault (also known as personal injury protection – PIP) is a frequent topic for legislative debate. You may recall a fix to fight no-fault fraud came in 2012. Regulators issued a report in 2015 that said more »

The Holidays & Automobile Theft

Courtesy of The FBI includes the theft or attempted theft of automobiles, trucks, buses, motorcycles, scooters, snowmobiles and other vehicles in its definition of motor vehicle theft. About $5.9 billion was lost to motor vehicle theft in 2016. The average dollar loss per theft was $7,680. Motor vehicles were stolen at a rate of more »

What is Umbrella Liability Insurance?

Courtesy of Your standard auto insurance or homeowners insurance will provide you with some liability coverage. If you are sued, those policies will pay up to your policy limits for legal judgments against you, as well as the related attorney’s fees. However, in our litigious society when a lawsuit settlement could very well wipe more »

Home Insurance Coverage

Courtesy of The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the size of your house and your insurance company. From raising your deductible to making home improvements, here are some ways to save money while you adequately protect your home and assets. Don’t skimp Don’t shop more »

Travel Insurance Tips

Courtesy of Before leaving on vacation, make sure you have adequate insurance. Vacations can sometimes cost thousands of dollars, so it is important to have the proper insurance protection in case the cruise or tour operator goes bankrupt or you need to cancel the trip due to illness or other unforeseen events. There are more »

Protecting Small Businesses from Cyberattack

Courtesy of More than half of U.S. small- and medium-sized businesses (SMBs) experienced a cyberattack within the past year, yet only 14 percent of businesses felt prepared and protected, according to a recent white paper from the Insurance Information Institute (I.I.I.). The white paper, Protecting Against #Cyberfail: Small Business and Cyber Insurance, examines how more »

Drunk Driving Facts

Courtesy of Alcohol is a major factor in traffic accidents. Based on data from the U.S. Department of Transportation, National Highway Traffic Safety Administration (NHTSA), there was an alcohol-impaired traffic fatality every 51 minutes in 2015. Alcohol-impaired crashes are those that involve at least one driver or a motorcycle operator with a blood alcohol more »

Car Insurance Costs & You

Courtesy of” target=”_blank” rel=”nofollow”> One of the best ways to keep your auto insurance costs down is to have a good driving record. Listed below are other things you can do to lower your insurance costs. 1. Shop around Prices vary from company to company, so it pays to shop around. Get at least more »

FEMA and Insurance Questions

Courtesy of For those who do not have the right insurance, or who need help beyond their coverage, government programs can sometimes step in to help with post-disaster recovery. Here is a round-up of the most frequently asked questions about the disaster assistance offered by FEMA. Q. How do I apply for FEMA disaster more »

Do You Need Business Interruption Insurance?

Courtesy of Business interruption insurance can be as vital to your survival as a business as fire insurance. Most people would never consider opening a business without buying insurance to cover damage due to fire and windstorms. But too many small businessowners fail to think about how they would manage if a fire or more »

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