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Business Insurance & Cyber Attack

Courtesy of iii.org A wave of cyber attacks hit targets in 150 countries on Friday, May 12–and this number is expected to grow, according to law enforcement authorities. This fast-spreading hack is unprecedented in how it spreads ransomware via a “worm.” The white paper, “Cyberrisk: Threat and Opportunity” examines how insurers contend with these evolving more »

Insurance in Florida, the Future of No-Fault

Courtesy of iii.org The Florida Legislature is again looking at ending no-fault auto insurance in Florida. Sound familiar? Tweaking no-fault (also known as personal injury protection – PIP) is a frequent topic for legislative debate. You may recall a fix to fight no-fault fraud came in 2012. Regulators issued a report in 2015 that said more »

Motorcycle Safety Statistics

Courtesy of iii.org In 2015, 4,976 people died in motorcycle crashes, up 8.3 percent from 4,594 in 2014, according to a National Highway Traffic Safety Administration (NHTSA) report. In In 2015, 88,000 motorcyclists were injured, down 4.3 percent from 92,000 in 2014. In 2015, motorcyclists were 29 times more likely than passenger car occupants to more »

Hurricane Checklist for Renters

Courtesy of iii.org RENTERS INSURANCE If you rent, rather than own, your home, have you bought renters insurance? While your landlord may provide insurance coverage for the structure of your home, as a renter you are responsible for your own belongings. Renters insurance covers the loss or destruction of your possessions if they are damaged more »

Checklist for Upcoming Hurricane Season

Courtesy of iii.org You probably make a checklist for performing home repairs, a shopping list before hitting the grocery store, or perhaps a to-do list for work assignments—but do you have a checklist for reviewing your insurance coverage? The start of hurricane season is right around the corner (June 1 – November 30). So now’s more »

Florida is in the News Again

Courtesy of iii.org The Wall Street Journal frequently appears fascinated by some of the goings on in Florida. The publication has often written about anomalies that seem unique (or some other not-so-favorable adjective) to the Sunshine State. We have “issues” here that just don’t seem to occur in many other places. Living here, in the more »

Insurance and Taxes

Courtesy of iii.org At tax time people are looking to find every possible deduction they can—so what about writing off your home or auto insurance premiums? The answer mostly comes down to one easy question: personal or business? If you’re buying personal coverage for your home, car or another purpose, the Internal Revenue Service considers more »

The High Cost of Fraud

Courtesy of iii.org The cost of insurance fraud is a cost all policyholders wind up paying. Consider that fraud adds about $34 billion each year to the property/casualty insurance sector’s incurred losses in the U.S. That equates to about 10 percent of the cost of insurance. The victims of this fraud are…..everyone. Florida CFO Jeff more »

How to FInd a Lost Life Insurance Policy

Courtesy of iii.org Locating life insurance documents for a deceased relative can be a daunting task—for one thing, as of this moment there are no national databases of all life insurance policies. However, with a little sleuthing, you can successfully navigate the paper trail. Here are some strategies to help simplify your search: 1. Look more »

High Satisfaction Rating for Homeowners Insurance

Courtesy of iii.org About one of every 15 U.S. homeowners insurance policyholders files a claim each year and these claimants are now giving insurers their highest ever satisfaction ratings, according to the Insurance Information Institute (I.I.I.). The J.D. Power 2017 U.S. Property Claims Satisfaction Study gives U.S. home insurers a record score of 859 (on more »

Trevor Hickman Insurance in Lake City

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