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Blog - Trevor Hickman Insurance

Jewelry & Insurance

Courtesy of iii.org A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain valuable items, such as more »

If You Need to a Locate Life Insurance Policy

Courtesy of iii.org Locating life insurance documents for a deceased relative can be a daunting task—for one thing, as of this moment there are no national databases of all life insurance policies. However, with a little sleuthing, you can successfully navigate the paper trail. Here are some strategies to help simplify your search. 1. Look more »

Car Insurance Money Saving Tips

Courtesy of iii.org The price you pay for your auto insurance can vary by hundreds of dollars, depending what type of car you have and the insurance company you buy your policy from. Here are some ways to save money. 1. Shop Around Prices vary from company to company, so it pays to shop around. more »

Identify Theft Report

Courtesy of iii.org The scope of identity theft The 2017 Identity Fraud Study, released by Javelin Strategy & Research, found that $16 billion was stolen from 15.4 million U.S. consumers in 2016, compared with $15.3 billion and 13.1 million victims a year earlier. In the past six years identity thieves have stolen over $107 billion. more »

Family & Business Liability Insurance-Need to Know

Courtesy of iii.org One might think that family-owned and operated businesses would be relatively immune from employee lawsuits, but that’s not the case according to a recent Gen Re article. The reasons family-owned businesses get sued include: most family owned businesses employ at least one non-relative; the non-relative is likely to be first to be more »

Do You Have Adequate How Much Homeowners Insurance?

Courtesy of iii.org If disaster strikes, you’ll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you’re unable to live in your home and to protect your financial assets in the event of liability to others. Use these guidelines to help determine the coverage more »

No-Fault Insurance Reviewed in Florida for 2018

Courtesy of iii.org The Florida Legislature is again looking at ending no-fault auto insurance in Florida. Sound familiar? Tweaking no-fault (also known as personal injury protection – PIP) is a frequent topic for legislative debate. You may recall a fix to fight no-fault fraud came in 2012. Regulators issued a report in 2015 that said more »

The Holidays & Automobile Theft

Courtesy of iii.org The FBI includes the theft or attempted theft of automobiles, trucks, buses, motorcycles, scooters, snowmobiles and other vehicles in its definition of motor vehicle theft. About $5.9 billion was lost to motor vehicle theft in 2016. The average dollar loss per theft was $7,680. Motor vehicles were stolen at a rate of more »

What is Umbrella Liability Insurance?

Courtesy of iii.org Your standard auto insurance or homeowners insurance will provide you with some liability coverage. If you are sued, those policies will pay up to your policy limits for legal judgments against you, as well as the related attorney’s fees. However, in our litigious society when a lawsuit settlement could very well wipe more »

Home Insurance Coverage

Courtesy of iii.org The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the size of your house and your insurance company. From raising your deductible to making home improvements, here are some ways to save money while you adequately protect your home and assets. Don’t skimp Don’t shop more »

Trevor Hickman Insurance in Lake City

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