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Blog - Trevor Hickman Insurance

Flood Insurance & Natural Disasters

Courtesy of iii.org. Homeowners and businesses in California’s Butte, Sutter and Yuba counties who have flood insurance will be covered if the Lake Oroville Dam’s auxiliary spillway fails, according to the Insurance Information Institute (I.I.I.). Revised forecasts call for about 10 inches of rain heading to the area according to the LA Times. Roughly 50,047 more »

FAQ Wildfires Part 2

PART2 Courtesy of iii.org. Condo Insurance Q. There is damage to my kitchen cabinets and my clothes as well as the roof and elevator of the building. Just who is responsible? A. Usually, your own condominium insurance policy provides coverage for your personal possessions, structural improvements to your apartment and additional living expenses. There is more »

FAQ Wildfires Part 1

Courtesy of iii.org. After a wildfire, people may have questions about their insurance coverage. The Insurance Information Institute offers answers to some of these basic questions. Homeowners Coverage Q. If my house burns down, will my insurance company pay to have it rebuilt? A. The typical homeowners policy covers damage due to wind, fire and more »

Tornado Statistics

Courtesy of iii.org A tornado is a violently rotating column of air that extends from a thunderstorm and comes into contact with the ground, according to the National Oceanic and Atmospheric Administration (NOAA). In an average year about 1,000 tornadoes are reported nationwide, according to NOAA. Tornado intensity is measured by the enhanced Fujita (EF) more »

Florida’s Worst Cities for Pedestrian Safety

Courtesy of iii.org Walking is definitely good for your health. But it may be dangerous to your life in busy cities, particularly in Florida. A study by Smart Growth America ranked eight Florida metros in the top 10 after analyzing pedestrian deaths over a 10-year period. The group created a Pedestrian Danger Index to compare more »

What to Do When it Freezes

Courtesy of iii.org It doesn’t dip below freezing very often in Florida (which is just the way we like it!). When it does, a refresher is in order on what precautions to take so cold temperatures don’t put a freeze on your budget due to costly repairs that could have been avoided. Check out our more »

Nice Gifts-Be Sure to Protect Them Today!

Courtesy of iii.org The holidays are a time of giving and receiving gifts, but would you be able to replace those gifts if they were destroyed in a fire or other disaster? A home inventory is the best way to protect your personal possessions, yet only 50 percent of homeowners said they had an inventory more »

Hurricane Claims and Payments

Courtesy of iii.org The 2016 hurricane season is a wrap, and you are probably seeing a few news stories detailing the number of insurance claims from Hurricane Matthew, as well as the insurance claims from Hurricane Hermine. More than 87 percent of claims from Hermine are closed; almost 78 percent of claims from Matthew are more »

Happy New Year to You!

Hosting a Party-Read This!

Courtesy of iii.org Whether you are hosting a Super Bowl party or greeting the New Year with friends in your home, if you are planning to serve alcohol at any type of party it is important to take steps to limit your liquor liability and make sure you have the proper insurance. Social host liability, more »

Trevor Hickman Insurance in Lake City

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